Bank-grade core banking for inclusive lenders.
MOBIS is the modular core banking stack built for deposit taking Micro Lenders and SACCOs. Modernize deposits, lending, and channels in weeks—not years—while keeping regulators, auditors, and members confident.
Mobis app powering SACCOS, and Micro-Lenders.
Modernize deposits, lending, and channels without pausing growth.
MOBIS replaces paper, legacy desktops, and fragmented add-ons with a single platform: core banking, digital lending, mobile and USSD channels, agent banking, and mobile money rails. Launch fast, stay compliant, and scale confidently.
- Built for deposit-taking Micro Lenders, Tier 4 institutions, and SACCOs.
- API-ready and mobile money ready for Airtel Money, M-Pesa, and MTN.
- Implementation playbooks and training for frontline teams.
Full core coverage
Savings, deposits, loans, shares, dividends, and fees in one ledger with clean audit trails.
Lending discipline
Automated workflows, approvals, PAR tracking, and provisioning so teams focus on customers—not spreadsheets.
Omni-channel delivery
Web for HQ/branches, Android for field officers, USSD for any phone, agents for last-mile cash, and mobile money rails.
Security + compliance
Role-based access, encryption, backups, and regulator-ready reporting keep auditors confident.
Core banking built for inclusion and control.
MOBIS gives Micro Lenders and SACCOs a single source of truth: member records, deposits, loans, reconciliations, and audit logs in one place with no fragile spreadsheets.
Deposits, withdrawals, transfers, payments, and GL mapping stay in sync.
Onboard members, verify KYC, manage savings/current accounts, and capture guarantees.
Product templates, schedules, penalties, PAR tracking, and provisioning with no manual calculations.
Daily cash, teller controls, and regulator-ready reports at branch and HQ level.
Bank on Android—no branch visit required.
Secure balances, statements, loan applications, approvals, and payments in one app for members and staff.
Reach rural members with a short code.
Low-bandwidth? No problem. Members transact on feature phones—ideal for cash-based or low-data areas.
Local agents, controlled cash movement.
Equip trusted agents to handle cash-in/cash-out, account lookups, and repayments closer to members while you keep oversight.
Go digital without losing control of risk, cost, or compliance.
From branch to field, MOBIS keeps every transaction traceable and every team aligned—so you can scale responsibly while serving rural members.
